Daily Advice October 1, 2012 積穀防飢 Save for a rainy day

Daily Advice 每日忠言

作者: 陳中興
Author: Philip Chan
goodadvicechan@yahoo.com
www.good-advice-book.blogspot.com

十月一日            October 1, 2012
積穀防飢 ***

金錢得來唔容易
想到日常辛苦搵
不可隨便來亂散
任何消費要慳番
須知積少便成多
千金散盡不再回
用錢應該有預算
量入為出最上算

Save for a rainy day ***

It is not easy to earn money. When you think of how hard it is to earn money, you should not spend it frivolously. Whatever money you can save, you can accumulate over a period of time, can become a reasonable sum. But once you have spent it, money will never come back. It is advisable to have a budget. The best guiding principle is to spend less than what you have earned.

點打算 ***

入不支付點打算
用錢無限點計算
煙酒害人唔化萛
亂去用錢冇得算
物質享受怕長算
未雨綢繆好打算
快樂憂愁無得算
知足常樂最上算

Financial planning ***

You are not following a good plan if your expenditures exceed your income. Ii is equally unsound to spend money without any limit. Spending money on alcohol and tobacco is not the best way to use your money. Continuously spending money on satisfying unnecessary desires is dangerous. You cannot know when you will have either happy or sad days. It is therefore better to have a financial plan and save up a cushion for a rainy day. Also, it is always good to be contented with what you have. In this way, you will be happier.